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Have you thought about starting a new business? And for this business, you need to buy the necessary equipment, raw materials, building or production house, warehouse and tools. All of these must be provided for a business to be operational. And these ones will work every day of the year and may be exposed to wear, deterioration or catastrophic events such as disasters and floods. If you are in the distribution business, your vehicles may face the risk of accidents every day. Of course, all you need to do to minimize such risks is insurance. Insurance for cars is also called car insurance or motor vehicle insurance.

Car insurance, which is a motor vehicle insurance, covers the damages that may be incurred by the motor vehicle. The owner of the car secures both himself and his vehicle for the negativities he may experience in traffic. Motor insurance is not a type of insurance that is obligatory by law, like traffic insurance. It is at the discretion of the vehicle owner whether to have insurance or not. Car insurance, which is generally more important for new vehicles, is still important for the second-hand market. It can be considered for a vehicle that is expensive to part.

Car insurance coverage is an insurance made to compensate for the damage caused by the collision of motorized or non-motorized vehicles on the road. Whether the vehicle is moving or stationary, it covers the damages that occur such as hitting an opposite object, rolling, burning. Motor insurance covers not only the financial costs of the vehicle, but also the hospital expenses of those who use the vehicle and those who are with them in case of an accident. This is called personal accident insurance. Of course, you should pay attention that personal accident insurance is included in the motor insurance contract. Car insurance is a contract valid for one year. The date and time of the contract is very important. It ends at the same day and time as it started one year later.

There is a motor insurance and a reward system. If a driver who has taken out motor insurance has not had any accident for a year, it gives him the opportunity to make a discount with a certain percentage when he wants to take out insurance again the next year. This reward system is called No Claim discount. In addition, a discount is applied due to the age of the vehicle.




motor vehicle insurance
Car insurance


ADVANTAGES OF MAKING CAR INSURANCE

1. It covers the damage caused to your vehicle in accidents partially or completely.

2. In the event of an accident, your vehicle may become inactive and you can use the towing service free of charge.

3. You may be allocated a new and free vehicle until your vehicle is repaired, although it may vary depending on the insurance company.

4. If your vehicle is damaged in events such as natural disasters, insurance can cover all costs.

TYPES OF INSURANCE

I. Vehicle insurance

II. fire insurance

III. Health insurance

IV. Transport insurance

V. Cyber ​​insurance

VI. Road passenger transport compulsory seat personal accident insurance

VII. Agricultural insurance

VIII. Liability insurance against third parties.

DIFFERENCE BETWEEN CAR INSURANCE AND TRAFFIC INSURANCE

Car insurance is an insurance that is left to the initiative of the vehicle owner, whereas traffic insurance is a legally obligatory type of insurance, otherwise a fine or a ban on the vehicle from traffic. While car insurance covers the expenses of your own vehicle against accidents you may encounter in traffic, traffic insurance is a type of insurance that covers the costs of the other party if you are at fault at the time of the accident.

INSURANCE PRICES

Marka

Model Yılı

Model

Araç Kasko Değeri

Hasarsızlık İndirimi

Kasko Fiyatı 2021

(Ortalama Araç Değeri)

TOYOTA

2021

COROLLA 1.5 VISION MULTIDRIVE S

21963 $

0%

139 $

FORD/OTOSAN

2020

TOURNEO COURIER KOMBI 1.5 TDCI 100 E6.2 TIT.PLUS

21445 $

30%

139 $

RENAULT

2020

CLIO HB JOY 0.9 TCE 90

12500 $

40%

95 $

VOLKSWAGEN

2019

GOLF 1.6 TDI BMT 115 DSG COMFORTLINE

26374 $

50%

122 $

HONDA

2018

CIVIC SEDAN ECO ELEGANCE 1.6 (125) OV

24744 $

60%

145 $

OPEL

2016

ASTRA NB 1.6 115 EDITION PLUS

14693 $

65%

60 $

 


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